The Higher Education Loans Board (HELB) has clarified the importance of the HELB Compliance Certificate, a key document that confirms a loanee’s adherence to their loan obligations. In a statement released on Tuesday, August 19, HELB explained that this certificate serves as proof of a borrower’s repayment status and is vital for various formal applications.
For individuals who have fully settled their loans, the Compliance Certificate doubles as a clearance document, officially confirming that all financial obligations to HELB have been met. For those still in the repayment process, it indicates that their payments are up-to-date and that they are in good standing with the board. Interestingly, even individuals who have never received a HELB loan are eligible for this certificate, which then serves as confirmation that they have no outstanding debts with the board.
The Compliance Certificate holds particular significance in professional and administrative contexts. Many employers, particularly in the public sector, require it during recruitment to assess a candidate’s financial responsibility. It is also often mandatory for accessing certain government services, applying for professional body clearances, and during credit checks, as it demonstrates a borrower’s commitment to fulfilling financial obligations.
It is important to note the distinction between a Compliance Certificate and a Clearance Certificate. While the Compliance Certificate confirms that a loanee is meeting their repayment obligations, a Clearance Certificate is issued only to those who have completely repaid their HELB loan. It acts as official proof that the borrower has no remaining financial commitments to the board.
Obtaining a HELB Compliance Certificate is simple and can be completed online through the Higher Education Fund (HEF) portal. Applicants need to register or log in to their HEF account, navigate to the “Self-serve” tab, select “Compliance Certificate,” and then click “Get Certificate” to download it instantly.
HELB encourages all loan recipients to monitor their repayment status regularly and obtain the certificate whenever required. Those experiencing difficulties accessing the portal can visit HELB’s website at www.helb.co.ke, or contact their offices at Anniversary Towers, University Way, for assistance.
The HELB Compliance Certificate is more than a formal document it is a testament to financial discipline and responsibility, crucial for career and personal advancement.
