KCB Bank has revamped its mobile app, making it easier than ever for Kenyans to access digital loans of up to Ksh1 million instantly. The New KCB Mobile App is a one-stop digital banking platform where customers can open accounts, transfer funds, pay bills, and manage expenses securely all from their phones.
Built around everyday needs, the app offers direct access to all loan products, including Flexi Loans, Salary Advances, Unsecured Loans, and Secured Loans. Whether you’re handling an emergency or financing a goal like buying a car, the KCB Mobile App delivers flexible credit solutions with just a few taps.
1. KCB Flexi Loan
This fully digital loan lets users borrow between Ksh1,000 and Ksh1 million, depending on their credit limit. Customers can choose repayment periods ranging from 1 day to 12 months, with lower interest rates for shorter durations.
Requirements: Operate a KCB account for at least six months and maintain a good credit score.
Benefits: Instant approval, flexible repayment, and interest rates as low as 1.2%.
2. KCB Salary Advance
Perfect for salaried customers, this short-term loan offers up to Ksh500,000, repayable within six months.
Requirements: Active KCB account for at least three months.
Benefits: Fast disbursement and minimal paperwork.
3. KCB Unsecured and Secured Loans
For larger financing, customers can apply for unsecured loans of up to Ksh10 million or secured loans backed by assets like cars or property. Options such as the Masomo Loan support education, while car loans offer up to 100% financing for vehicles like school buses or matatus.
The revamped KCB Mobile App is available for download on Google Play and the App Store, empowering Kenyans to bank, borrow, and grow all in one place.
